Retirement Ready: What They Don't Teach You That You Need To Know

Do you dream of being financially secure in retirement, but don’t know where to start? Are you scared to look at your bank balance and savings for fear of what you might see? Are you stressed out or embarrassed by your lack of financial knowledge? If so, Retirement Ready is for you! In this no-nonsense guide, you will learn how to take control of your finances now, and set yourself up for a stress-free retirement. Financial literacy is not something that comes naturally to us all – but the good news is, that it is something that you can learn. At school, we are taught very little, if anything at all, about managing our money effectively. For most people, their financial knowledge comes through trial and error and self-education – and it is the latter that will allow you to avoid financial stress and get ahead. In this book, you will learn the strategies and steps to take to transform your financial health. In this practical and easy to follow guide, author Helen Williams will teach you how to assess and understand your current money situation, and use this as a starting point to set your financial goals. Helen explains the basics of managing your money, from everyday budgeting and saving, to planning for a comfortable retirement. Through her stories and examples you’ll gain the knowledge and confidence you need to set yourself up for financial success. Unlike many other financial planning guides, Retirement Ready is accessible to everyone, no matter your level of financial literacy. With actionable steps such as goal setting, and simple explanations to help you understand the basics, including budgeting and superannuation, you will soon learn that your financial wellbeing in your daily life can influence your outcomes in your future dramatically. Helen has enjoyed a rich and varied career, off the back of hard work and determination. From her humble beginnings as an office junior in Swanston Street, Melbourne in the 70s, to a successful business owner, Helen has forged her own path and discovered a passion and purpose for helping others along the way. After noticing a disturbing pattern that showed an alarming number of people lacked even a basic knowledge around their own money and financial wellbeing, Helen was inspired to do something about it. This led to a new career path in finance, where she completed her Diploma and Advanced Diploma of Financial Planning and worked for a period as a wealth advisor at a bank. Since then, Helen has gone on to assist hundreds of people to improve their knowledge of money and enhance their financial health. Although primarily written for women aged 30 plus, Retirement Ready contains plenty of practical tips and strategies that are relevant to anyone interested in avoiding financial stress later in life. Knowledge is power. And good financial health is the key to your bottom line. It’s time to check your ‘wealth health’ and put into action some of the tips and strategies outlined in this must-read book. It’s time to become Retirement Ready! Read more